Credit Optimization
Build a Stronger Profile Before You Apply.
When credit issues are standing between you and business funding, Valens Capital helps identify the problems that matter and creates a strategy for improving your funding readiness.
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Profile Optimization
Projected estimate — not guaranteed.
Optimize for Funding.
Our analysis identifies the factors affecting your funding profile, including negative reporting, high utilization, limited revolving capacity, recent inquiries and other credit weaknesses.
Review Credit Reporting
We examine how your accounts and history are being reported and flag information that may be inaccurate or otherwise disputable.
Reduce Utilization
High balances relative to limits weigh heavily on your profile. We identify where utilization is holding you back.
Strengthen Credit Capacity
Limited revolving capacity restricts funding. We look at how your available credit can be positioned more effectively.
Prepare for Funding
Once the profile is stronger, we align it with the funding opportunities most likely to fit your situation.
Results vary by individual and are not guaranteed. Inaccurate or otherwise disputable credit information may be reviewed for potential correction with the relevant bureaus or furnishers. Valens Capital does not promise that any specific negative item can or will be removed, and does not guarantee any particular credit score, approval or funding outcome.
Your Credit Is Only the Starting Point.
See where your profile stands today and what may improve your funding potential.
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